Stay Above Kill Line - Terms of Use

Effective Date: February 2026

1. Acceptance of Terms

By downloading, installing, or using Stay Above Kill Line ("the App"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the App.

2. Description of Service

The App is a personal financial planning tool that helps you track recurring expenses, calculate your "Kill Line" (minimum balance threshold), and estimate tax obligations. The App is designed for personal reference and planning purposes only.

3. Disclaimer

The App is provided "as is" without warranties of any kind. Financial calculations, including tax estimates, are approximate and for reference only. They should NOT be considered as professional financial, tax, or legal advice. Always consult qualified professionals for important financial decisions.

4. User Responsibilities

You are responsible for:\n\n• The accuracy of data you enter into the App

Maintaining backups of your data

Using the App's calculations as reference only, not as definitive financial advice

Ensuring the App is suitable for your needs before relying on it

5. Limitation of Liability

To the maximum extent permitted by law, the developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, resulting from your use of or inability to use the App.

6. Intellectual Property

All content, features, and functionality of the App, including but not limited to design, text, graphics, logos, and software, are the exclusive property of the developer and are protected by copyright and other intellectual property laws.

7. Contact

For questions about these Terms of Use, please contact us at:

Email: gxlself@gmail.com